/* ============================================================
   Rockwall Finance — Design System
   ============================================================ */

:root {
  --bg:        #0c1117;
  --bg-raised: #131a23;
  --bg-card:   #16202c;
  --ink:       #edf2f7;
  --ink-soft:  #aab6c5;
  --olive:     #9a8350;
  --rust:      #d1b57a;
  --line:      rgba(255,255,255,0.08);
  --line-gold: rgba(209,181,122,0.2);
  --radius:    6px;
  --radius-lg: 12px;
  --max-w:     1140px;
  --transition: 0.2s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
}

body {
  background: var(--bg);
  color: var(--ink);
  font-family: 'Manrope', sans-serif;
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

img,
svg {
  max-width: 100%;
}

main,
section,
article,
aside,
header,
footer {
  min-width: 0;
}

h1,
h2,
h3,
h4,
p,
li,
a,
button,
input,
select,
textarea {
  overflow-wrap: break-word;
}

/* ── Typography ─────────────────────────────────────────── */

h1, h2, h3, h4 {
  font-family: 'Instrument Serif', serif;
  font-weight: 400;
  line-height: 1.2;
  color: var(--ink);
}

h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.1rem; }

em { color: var(--rust); font-style: italic; }

p { color: var(--ink-soft); margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

a { color: var(--rust); text-decoration: none; transition: opacity var(--transition); }
a:hover { opacity: 0.75; }

strong { color: var(--ink); font-weight: 600; }

/* ── Layout ─────────────────────────────────────────────── */

.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 24px;
  width: 100%;
}

section { padding: 96px 0; }
section + section { border-top: 1px solid var(--line); }

.section-label {
  font-family: 'Manrope', sans-serif;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 1rem;
}

.section-intro {
  max-width: 640px;
  margin-bottom: 56px;
}

/* ── Buttons ─────────────────────────────────────────────── */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-family: 'Manrope', sans-serif;
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  cursor: pointer;
  transition: all var(--transition);
  border: none;
  text-decoration: none;
  text-align: center;
}

.btn-primary {
  background: linear-gradient(135deg, var(--olive), var(--rust));
  color: #0c1117;
}
.btn-primary:hover { opacity: 0.88; transform: translateY(-1px); color: #0c1117; }

.btn-outline {
  background: transparent;
  border: 1px solid var(--line-gold);
  color: var(--rust);
}
.btn-outline:hover { background: rgba(209,181,122,0.08); color: var(--rust); }

/* ── Header ─────────────────────────────────────────────── */

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(12,17,23,0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 32px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
  min-width: 0;
}

.logo-text {
  display: flex;
  flex-direction: column;
  min-width: 0;
}

.logo-name {
  font-family: 'Instrument Serif', serif;
  font-size: 1.15rem;
  color: var(--ink);
  line-height: 1.2;
  white-space: nowrap;
}

.logo-tagline {
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  color: var(--ink-soft);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}

.site-nav a {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--ink-soft);
  text-decoration: none;
  transition: color var(--transition);
}

.site-nav a:hover,
.site-nav a.active { color: var(--ink); }

.nav-cta {
  padding: 10px 22px;
  font-size: 0.85rem;
  background: linear-gradient(135deg, var(--olive), var(--rust));
  color: #0c1117 !important;
  border: none;
}
.nav-cta:hover { opacity: 0.88; color: #0c1117 !important; }

/* ── Services Dropdown ───────────────────────────────────── */

.nav-dropdown {
  position: relative;
}

.nav-dropdown-trigger {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--ink-soft);
  text-decoration: none;
  transition: color var(--transition);
  display: flex;
  align-items: center;
  gap: 5px;
  background: none;
  border: none;
  padding: 0;
  cursor: pointer;
  font-family: 'Manrope', sans-serif;
}

.nav-dropdown-trigger:hover,
.nav-dropdown-trigger:focus-visible,
.nav-dropdown-trigger.active { color: var(--ink); opacity: 1; }

.nav-dropdown-trigger:focus-visible {
  outline: 1px solid var(--rust);
  outline-offset: 6px;
  border-radius: var(--radius);
}

.nav-caret {
  font-size: 0.65rem;
  transition: transform var(--transition);
  line-height: 1;
}

.nav-dropdown.open .nav-caret,
.nav-dropdown[data-open="true"] .nav-caret,
.nav-dropdown:hover .nav-caret,
.nav-dropdown:focus-within .nav-caret { transform: rotate(180deg); }

.nav-dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--bg-card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 6px;
  min-width: 230px;
  display: none;
  flex-direction: column;
  z-index: 200;
  box-shadow: 0 16px 40px rgba(0,0,0,0.4);
}

.nav-dropdown.open .nav-dropdown-menu,
.nav-dropdown[data-open="true"] .nav-dropdown-menu,
.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu { display: flex; }

.nav-dropdown-menu a {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--ink-soft);
  padding: 10px 14px;
  border-radius: var(--radius);
  text-decoration: none;
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
}

.nav-dropdown-menu a:hover {
  background: var(--bg-raised);
  color: var(--ink);
  opacity: 1;
}

/* ── Mobile Nav ──────────────────────────────────────────── */

.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 40px;
  height: 40px;
  background: none;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  cursor: pointer;
  gap: 5px;
  padding: 0;
}

.hamburger span {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transition: all 0.25s ease;
}

.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--bg-raised);
  border-top: 1px solid var(--line);
  padding: 16px 24px 24px;
  gap: 4px;
  max-height: calc(100vh - 72px);
  overflow-y: auto;
  overscroll-behavior: contain;
}

.mobile-nav.open { display: flex; }

.mobile-nav a {
  padding: 10px 0;
  font-size: 1rem;
  font-weight: 500;
  color: var(--ink-soft);
  border-bottom: 1px solid var(--line);
  text-decoration: none;
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav a:hover { color: var(--ink); }

/* ── Hero ────────────────────────────────────────────────── */

.hero {
  padding: 120px 0 96px;
  border-top: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 340px;
  gap: 64px;
  align-items: center;
}

.hero-inner {
  max-width: 680px;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 28px;
}

.hero-eyebrow .dot {
  width: 4px;
  height: 4px;
  background: var(--rust);
  border-radius: 50%;
  opacity: 0.5;
}

.hero h1 { margin-bottom: 24px; }

.hero-sub {
  font-size: 1.1rem;
  line-height: 1.8;
  color: var(--ink-soft);
  max-width: 540px;
  margin-bottom: 40px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  align-items: center;
}

.hero-value-panel {
  background: var(--bg-card);
  border: 1px solid var(--line-gold);
  border-radius: var(--radius-lg);
  padding: 32px;
}

.hero-value-panel .panel-label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 20px;
}

.value-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.value-list li {
  font-family: 'Instrument Serif', serif;
  font-size: 1.25rem;
  color: var(--ink);
  line-height: 1.2;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--line);
}

.value-list li:last-child {
  padding-bottom: 0;
  border-bottom: none;
}

/* ── Credential Strip ────────────────────────────────────── */

.credentials {
  padding: 48px 0;
  background: var(--bg-raised);
}

.credentials-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1px;
  background: var(--line);
}

.cred-item {
  background: var(--bg-raised);
  padding: 28px 24px;
  text-align: center;
}

.cred-label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 6px;
}

.cred-value {
  font-family: 'Instrument Serif', serif;
  font-size: 1.05rem;
  color: var(--ink);
  line-height: 1.3;
}

/* ── Cards ───────────────────────────────────────────────── */

.card {
  background: var(--bg-card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: border-color var(--transition);
  min-width: 0;
}

.card:hover { border-color: var(--line-gold); }

.card-icon {
  width: 44px;
  height: 44px;
  background: rgba(154,131,80,0.12);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 1.3rem;
}

/* ── Services Grid ───────────────────────────────────────── */

.services-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

.service-card {
  display: block;
  text-decoration: none;
}

.service-card h3 { margin-bottom: 12px; }

.service-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--rust);
  margin-top: 16px;
}

/* ── Lender Panel ────────────────────────────────────────── */

.lender-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 40px;
}

.lender-pill {
  padding: 8px 18px;
  border: 1px solid var(--line);
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--ink-soft);
  background: var(--bg-card);
}

/* ── Why Rockwall ─────────────────────────────────────────── */

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 48px;
}

/* ── Scenarios ───────────────────────────────────────────── */

.scenario-note {
  display: inline-block;
  font-size: 0.75rem;
  padding: 4px 12px;
  border: 1px solid var(--line-gold);
  border-radius: 100px;
  color: var(--rust);
  margin-bottom: 40px;
}

.scenarios-list {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.scenario-card {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 32px;
  align-items: start;
  border-left: 2px solid var(--olive);
  padding-left: 28px;
}

.scenario-meta { text-align: right; }

.scenario-tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 8px;
}

/* ── Process ─────────────────────────────────────────────── */

.process-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
  margin-top: 48px;
  counter-reset: step;
}

.process-step { counter-increment: step; }

.step-number {
  font-family: 'Instrument Serif', serif;
  font-size: 2rem;
  color: var(--rust);
  opacity: 0.4;
  margin-bottom: 12px;
  line-height: 1;
}

.step-number::before { content: counter(step, decimal-leading-zero); }

/* ── Testimonials ────────────────────────────────────────── */

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-top: 48px;
}

.testimonial-card blockquote {
  font-family: 'Instrument Serif', serif;
  font-size: 1.1rem;
  color: var(--ink);
  line-height: 1.5;
  margin-bottom: 20px;
}

.testimonial-card blockquote::before { content: '\201C'; color: var(--rust); }
.testimonial-card blockquote::after  { content: '\201D'; color: var(--rust); }

.testimonial-author {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink-soft);
}

/* ── FAQ ─────────────────────────────────────────────────── */

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 2px;
  background: var(--line);
  margin-top: 48px;
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.faq-item {
  background: var(--bg-card);
  padding: 32px;
}

.faq-item h3 {
  font-family: 'Instrument Serif', serif;
  font-size: 1.05rem;
  font-weight: 400;
  color: var(--ink);
  margin-bottom: 10px;
  line-height: 1.3;
}

.faq-item p {
  font-size: 0.9rem;
  margin-bottom: 0;
}

/* Legacy details/summary (used on other pages) */
.faq-list {
  max-width: 760px;
  margin-top: 48px;
}

details {
  border-bottom: 1px solid var(--line);
  padding: 24px 0;
}

summary {
  font-family: 'Instrument Serif', serif;
  font-size: 1.1rem;
  color: var(--ink);
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

summary::-webkit-details-marker { display: none; }

summary::after {
  content: '+';
  color: var(--rust);
  font-size: 1.4rem;
  flex-shrink: 0;
}

details[open] summary::after { content: '−'; }

details p { margin-top: 16px; }

/* ── CTA Banner ──────────────────────────────────────────── */

.cta-section {
  background: var(--bg-raised);
  border-top: 1px solid var(--line) !important;
  text-align: center;
  padding: 96px 0;
}

.cta-section h2 { margin-bottom: 16px; }
.cta-section p  { max-width: 520px; margin: 0 auto 40px; }

.cta-actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ── Service Page Layout ─────────────────────────────────── */

.page-hero {
  padding: 80px 0 64px;
}

.page-hero-inner {
  max-width: 680px;
}

.service-body {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 64px;
  align-items: start;
}

.service-content h2 { margin-bottom: 16px; }
.service-content h3 { margin: 40px 0 12px; }

.checklist {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 20px 0;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--ink-soft);
  font-size: 0.95rem;
}

.checklist li::before {
  content: '→';
  color: var(--rust);
  flex-shrink: 0;
  margin-top: 2px;
}

.service-aside {
  position: sticky;
  top: 96px;
}

.aside-card {
  background: var(--bg-card);
  border: 1px solid var(--line-gold);
  border-radius: var(--radius-lg);
  padding: 32px;
}

.aside-card h3 { margin-bottom: 8px; }
.aside-card p  { font-size: 0.9rem; margin-bottom: 24px; }

/* ── About Page ──────────────────────────────────────────── */

.about-hero { padding: 80px 0 64px; }

.about-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 64px;
  align-items: start;
}

.credential-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 24px;
}

.credential-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 16px;
  background: var(--bg-card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  font-size: 0.9rem;
  color: var(--ink-soft);
}

.credential-list li::before {
  content: '✓';
  color: var(--rust);
  font-weight: 700;
  flex-shrink: 0;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-top: 48px;
}

/* ── Contact Page ────────────────────────────────────────── */

.contact-layout {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 64px;
  align-items: start;
  padding: 80px 0 96px;
}

.contact-info h2 { margin-bottom: 16px; }

.form-wrap {
  background: var(--bg-card);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 40px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin-bottom: 8px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  background: var(--bg-raised);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-family: 'Manrope', sans-serif;
  font-size: 0.95rem;
  color: var(--ink);
  transition: border-color var(--transition);
}

.form-group input:focus,
.form-group select,
.form-group textarea:focus {
  outline: none;
  border-color: var(--rust);
}

.form-group textarea { resize: vertical; min-height: 120px; }

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23aab6c5' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.82rem;
  color: var(--ink-soft);
  margin-bottom: 24px;
}

.form-consent input[type="checkbox"] {
  width: auto;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--rust);
}

/* ── Legal Pages ─────────────────────────────────────────── */

.legal-hero { padding: 64px 0 32px; }

.legal-content {
  max-width: 720px;
  padding-bottom: 96px;
}

.legal-content h2 { margin: 48px 0 16px; font-size: 1.4rem; }
.legal-content h3 { margin: 32px 0 12px; font-size: 1.1rem; }
.legal-content p  { margin-bottom: 16px; }
.legal-content ul { padding-left: 24px; margin-bottom: 16px; }
.legal-content li { color: var(--ink-soft); margin-bottom: 8px; }

.legal-notice {
  background: var(--bg-card);
  border: 1px solid var(--line-gold);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  margin-bottom: 40px;
  font-size: 0.9rem;
}

/* ── Footer ──────────────────────────────────────────────── */

.site-footer {
  background: var(--bg-raised);
  border-top: 1px solid var(--line);
  padding: 64px 0 32px;
}

.footer-top {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) repeat(3, minmax(0, 1fr));
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand p {
  font-size: 0.85rem;
  margin-top: 16px;
  max-width: 280px;
}

.footer-col h3 {
  font-family: 'Manrope', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-col ul li a {
  font-size: 0.875rem;
  color: var(--ink-soft);
}

.footer-col ul li a:hover { color: var(--ink); }

.footer-bottom {
  border-top: 1px solid var(--line);
  padding-top: 32px;
}

.footer-legal {
  font-size: 0.75rem;
  color: var(--ink-soft);
  opacity: 0.7;
  line-height: 1.8;
  max-width: 820px;
  margin-bottom: 20px;
}

.footer-meta {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 0.78rem;
  color: var(--ink-soft);
}

.footer-meta-links {
  display: flex;
  gap: 20px;
}

.footer-meta-links a {
  font-size: 0.78rem;
  color: var(--ink-soft);
}

/* ── Utility Grid Classes ────────────────────────────────── */

.footer-col h4 {
  font-family: 'Manrope', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--rust);
  margin-bottom: 16px;
}

.value-strip-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  background: var(--line);
  gap: 1px;
}

.services-grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.faq-intro-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.4fr);
  gap: 64px;
  align-items: start;
  margin-bottom: 48px;
}

.cards-grid-2 {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}

/* ── Responsive ──────────────────────────────────────────── */

@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-value-panel { display: none; }

  .credentials-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .services-grid-3 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .why-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .footer-top {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 32px;
  }

  .footer-brand { grid-column: 1 / -1; }

  .service-body {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .service-aside {
    position: static;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .contact-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .values-grid {
    grid-template-columns: 1fr;
  }

  .faq-intro-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

@media (max-width: 768px) {
  body {
    font-size: 15px;
  }

  h1 { font-size: 2.45rem; }
  h2 { font-size: 2rem; }

  .container { padding: 0 20px; }

  section { padding: 64px 0; }

  .header-inner {
    height: 64px;
    gap: 16px;
  }

  .site-nav { display: none; }

  .hamburger { display: flex; }

  .hamburger.open span:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }

  .hamburger.open span:nth-child(2) {
    opacity: 0;
  }

  .hamburger.open span:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  .mobile-nav {
    padding: 12px 20px 20px;
    max-height: calc(100vh - 64px);
  }

  .mobile-nav a {
    padding: 12px 0;
    line-height: 1.35;
  }

  .hero,
  .page-hero,
  .about-hero {
    padding: 56px 0 52px;
  }

  .legal-hero {
    padding: 48px 0 28px;
  }

  .hero-eyebrow {
    flex-wrap: wrap;
    row-gap: 6px;
    margin-bottom: 20px;
  }

  .hero-sub {
    font-size: 1rem;
    line-height: 1.7;
    margin-bottom: 32px;
  }

  .section-intro {
    margin-bottom: 36px;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .faq-grid {
    grid-template-columns: 1fr;
  }

  .scenario-card {
    grid-template-columns: 1fr;
    gap: 12px;
    padding-left: 18px;
  }
  .scenario-meta { text-align: left; }

  .value-strip-grid {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .value-strip-grid > div {
    border-bottom: 1px solid var(--line);
  }
  .value-strip-grid > div:last-child {
    border-bottom: none;
  }

  .cards-grid-2 {
    grid-template-columns: 1fr;
  }

  .contact-layout {
    padding: 56px 0 64px;
  }

  .form-wrap,
  .card,
  .faq-item,
  .aside-card,
  .legal-notice {
    padding: 24px;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-brand {
    grid-column: auto;
  }

  .footer-meta,
  .footer-meta-links {
    align-items: flex-start;
  }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }

  section { padding: 48px 0; }

  h1 { font-size: 2.15rem; }
  h2 { font-size: 1.75rem; }

  .logo-link {
    gap: 10px;
  }

  .logo-link svg {
    width: 32px;
    min-width: 32px;
  }

  .logo-name {
    font-size: 1.02rem;
  }

  .logo-tagline {
    max-width: 200px;
  }

  .credentials-grid {
    grid-template-columns: 1fr;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .cta-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .btn,
  .cta-actions .btn {
    width: 100%;
  }

  .lender-grid {
    gap: 8px;
  }

  .lender-pill {
    width: 100%;
    border-radius: var(--radius);
  }

  .footer-meta {
    flex-direction: column;
    align-items: flex-start;
  }

  .footer-meta-links {
    flex-direction: column;
    gap: 8px;
  }
}

@media (max-width: 360px) {
  .logo-tagline {
    display: none;
  }

  .card,
  .faq-item,
  .aside-card,
  .form-wrap,
  .legal-notice {
    padding: 20px;
  }
}